The primary benefit of owner-occupied housing when compared to rental housing is that part of the living costs, the down payments of mortgages that is, can be considered as saving. When the accommodation is debt-free, the living costs are smaller than for a person living in a rental home. If the prices of apartments rise, people with owner-occupied accommodations also benefit from an increase in their assets.
The government supports owner-occupied housing by guaranteeing loans for private individuals and granting interest subsidies. The government also supports buying an apartment by accepting part of the mortgage interest as tax-deductible.
There are several owner-occupied housing options for sale in the area of Kouvola. You may find more detailed information on apartments for sale on the homepages of real estate agencies.